I use gift cards for every store I shop at.
This is a little trick I learned not to long ago.
I use the website http://www.giftcardgranny.com/
This website is a database of a ton of gift card buying sites. It will show you the best deals from all the websites. I literally have saved a ton of money using gift cards for all the shops I go to. What is great is that a lot of the sites (not all) offer electronic gift cards, that way if you are deciding to go somewhere last minute you can still use a gift card. Granted the gift cards can still take an hour or two to process so it can't be totally last minute. But if you are feeling like going out to eat in the evening and get a gift card in the afternoon you should be good to go.
If someone you know has a birthday and you are planning on getting them a gift card, why not save a little money and buy one at a discount. They will never know it was discounted. This is a great time to get the physical cards which ship for free most times and come within 3-7 days. This is also a great idea for Christmas. Either to give as gifts OR to use to buy gifts!
If you want to buy a gift card to a popular store to use for Christmas shopping like Toys R Us or another big store I would buy your gift cards early as they sell out quickly the closer we get to Christmas.
Another tip is that usually the higher the price of the gift card the better the percent off. For Example, right now you can get a $383.65 gift card for New York & Company for only $230.19. That's a savings of $153.46 or 40% OFF. That's awesome. Stack that with store coupons and you get some pretty amazing deals. Now for some of us that don't have almost $250 laying around to spend on a clothing gift card this isn't always ideal but if you work in a business setting and need that type of clothes this can be a life saver over the coarse of a year. For Ladies we all know the best Bra's and panties are at Victoria's Secret, you can save around 20% on a gift card to buy those expensive but wonderful bras! And if you love name brands like Pac Sun and Hollister you can usually get gift cards for 25%-40% OFF! CRAZY!
Hope this helps you save some money!
If you have any questions please don't hesitate to ask
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